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  • • Liberate Debt is not affiliated with the following: any local, state or federal government agencies; credit lenders, banks or collection agencies. We are not a lender, a legal advice service or a legal tax service. We are an independent company that specializes in the development and administration of documents to assist debtors with the necessary paperwork needed to complete the validation process. If you need legal or financial advice, please contact an attorney or financial professional.

    • Ability to Apply for Relief. You can validate or negotiate alternative repayment programs on your own, without paid assistance, through the rules laid out by the FTC; Each of the FTC’s validation processes has specific conditions and requirements that must be satisfied, and borrowers may not be able be to fully perform the process.