Debt Validation Program

Debt Validation refers to a consumer’s right to challenge a debt and receive verification of a debt from a Debt Collector.

If the validity of the debt is not disputed within 30 days of receiving the first collection letter, the Agency can assume the debt is valid. The Debt Collector has a right to use all legal collection efforts against you.

When LIBERATE DEBT demands the verification of the name and address of the original creditor, the Collection Agency must pause its collection efforts and cannot resume them before fact-checking the debt information with the original Creditor and mailing you the verification.

Debt Negotiation or Debt Settlement is the process that benefits all parties with the scales tipped on the side of the Consumer to bring an amicable end to obligations. This is done through Liberate Debt working with your Creditors on your behalf to either: 1) to modify the amount of obligated monies owed to a point that the Negotiated Agreed Upon Amount can be paid in Full (Clients who have the cash to be able to Pay-in-Full), or 2) to modify the amount of obligated monies owed to a point that the Agreed Upon Settlement Amount can then be made by monthly payments.  We work it out to your advantage!  We are here to help… and WE DEFINITELY CAN!

Debt Negotiation or Debt Settlement

Credit Restoration

The process by which credit lines are returned to their original condition by repairing, clearing or removing them to create a clean and fresh start.

Your Next Steps In Taking Action!

  • Step 1

    Call or Email to get started.

  • Step 2

    Tell us about your financial situation.

  • Step 3

    Review your options.

Let Us Verify Your Actual Debt.

Call or email us today to tell us about your current financial situation. Let's work on a plan to LIBERATE YOUR DEBT together!